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Introduction | |
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Managing Your Business Risks | |
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Understanding Your Business Risks | |
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Five Strategies for Managing Your Risks | |
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Getting Started As a Business | |
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Comply with the Child Care Rules and Regulations | |
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Set Up Your Business Properly | |
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Reducing General Business Risks | |
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Follow Safe Business Practices | |
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Communicate Clearly with Parents | |
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Communicate Clearly with Your Licensor | |
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Carefully Screen, Train, and Monitor Your Employees | |
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Child Abuse | |
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You Are a Mandated Reporter | |
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Reporting Child Abuse | |
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Protecting Yourself from Allegations of Child Abuse | |
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What to Do If You Are Accused of Child Abuse | |
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Travel and Transportation | |
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Field Trips | |
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After the Children Leave Your Home | |
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Enforcing Your Pickup Policy | |
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Sick and Injured Children | |
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Prevention | |
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Documentation | |
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Insurance | |
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Handling Specific Situations | |
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Sudden Infant Death Syndrome | |
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Insuring Your Business and Yourself Against Risks | |
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Understanding Insurance | |
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What Business Insurance Should You Have? | |
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Business Liability Insurance | |
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Who Is Covered? | |
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How Much Coverage Should You Buy? | |
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What Is Covered? | |
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What Isn't Covered? | |
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Other Considerations | |
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If You Aren't Licensed | |
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Business Liability Insurance Checklist | |
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Other Business Insurance | |
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Business Property Insurance | |
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Vehicle Insurance | |
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Employees and Workers' Compensation Insurance | |
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Other Kinds of Business Insurance | |
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Personal Insurance | |
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Health Insurance | |
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Disability Income Insurance | |
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Life Insurance | |
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Long-Term Care Insurance | |
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Buying and Using Insurance | |
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Paying for Insurance | |
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Working with an Insurance Agent | |
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Filing a Claim | |
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Canceling a Policy | |
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Handling Legal Issues | |
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Custody, Privacy, and Confidentiality | |
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Child Custody Issues | |
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Privacy and Confidentiality | |
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Slander | |
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References and Referrals | |
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Disabilities, Discrimination, and Price Fixing | |
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The Americans with Disabilities Act | |
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Discrimination | |
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Price Fixing | |
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Barriers to Your Business | |
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Housing Barriers | |
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Strategies for Dealing with Housing Barriers | |
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Financial Barriers | |
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Working with a Lawyer | |
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When You Should Consult a Lawyer | |
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What to Do Before You Hire a Lawyer | |
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How to Find a Lawyer | |
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How to Work with a Lawyer | |
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Choosing a Business Structure | |
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Business Structure Options | |
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The Four Business Entities | |
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How to Choose a Business Entity | |
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Business Structure Considerations | |
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Record-Keeping Complexity | |
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Business Fees | |
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Control of the Business | |
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Tax Implications | |
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Liability Risks | |
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Which Business Structure Is Best for You? | |
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Considerations in Choosing a Business Entity | |
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Conclusion | |
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Sample Forms and Policies | |
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Organizations and Resources | |
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Index | |