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| Preface | |
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| Authors' Biographies | |
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| Table of Cases | |
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| Table of Legislation, Conventions and Rules | |
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| An Introduction To Insurance And Insurance Law | |
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| Formation of an insurance contract | |
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| Premium | |
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| Privity and third-party rights | |
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| Insurable interest | |
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| Insurance intermediaries | |
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| Regulation of insurance in the U.K. | |
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| Test your understanding | |
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| Utmost Good Faith | |
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| Elements of the duty of utmost good faith | |
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| Non-disclosure: materiality of facts and inducement | |
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| Facts material to insurance contracts | |
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| Misrepresentation | |
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| A post-contractual duty of good faith? | |
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| Agents and the proposal form | |
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| Remedies for breach of duty | |
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| The insurer's duty of utmost good faith | |
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| Practice and reform | |
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| Appendix: The relevant provisions of the Marine Insurance Act 1906 | |
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| Test your understanding | |
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| Terms Of Insurance Agreements | |
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| Construing insurance terms | |
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| Warranties | |
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| Conditions precedent | |
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| Innominate terms | |
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| Exclusion clauses | |
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| Test your understanding | |
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| Measure Of Indemnity | |
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| The meaning of loss | |
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| Valued and unvalued policies | |
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| Amount recoverable under valued policies and unvalued policies | |
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| Consequential loss | |
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| Interest | |
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| Policy terms restricting recovery | |
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| Costs of mitigation | |
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| Test your understanding | |
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| Claims | |
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| Introduction | |
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| Presentation of claims | |
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| Implied term to act with reasonable speed and efficiency | |
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| Interim payments | |
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| Investigation of claims | |
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| Fraudulent claims and "fraudulent devices" | |
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| Repudiation of liability | |
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| Agreements with third parties for repair or reinstatement | |
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| Settlement agreements | |
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| Issues arising in relation to liability policies | |
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| Test your understanding | |
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| Bibliography | |
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| Subrogation, Contribution And Reinstatement | |
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| Subrogation | |
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| The doctrine | |
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| The parties' rights prior to indemnification by the insurer | |
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| Running a subrogated recovery action | |
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| The third party claim | |
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| Subrogation waiver clauses | |
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| Miscellaneous | |
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| Assignment or subrogration? | |
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| Allocation of sums received | |
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| Payments to which subrogation does not attach | |
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| Contribution and reinstatement | |
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| Intro duction | |
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| Criteria for contribution | |
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| Rights of the insured | |
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| Modification of the insured's rights | |
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| The rights of co-insurers | |
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| Reinstatement | |
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| Martine Insurance | |
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| Nature of marine insurance | |
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| Insurable interest in marine insurance | |
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| Warranties in marine insurance | |
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| Marine risks | |
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| Perils excluded | |
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| Losses in marine insurance | |
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| Measure of indemnity | |
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| Test your understanding | |
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| Property And Finance Insurance | |
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| Insurance on property | |
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| Fidelity policies | |
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| Mortgagees' interest insurance | |
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| Credit insurance | |
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| Legal expenses insurance | |
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| Exclusion from property and financial policies | |
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| Test your understanding | |
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| Motorand Other Liability Insurance | |
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| Principles governing liability policies | |
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| Compulsory motor insurance | |
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| Compulsory employers' liability insurance | |
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| Direct actions against liability insurers | |
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| Test your understanding | |
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| Choice Of Law And Jurisdictional Issues | |
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| Introduction | |
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| Why does jurisdiction matter? | |
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| The four sets of rules on jurisdiction | |
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| General observations regarding the Regulation | |
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| The common law rules on jurisdiction | |
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| The Regulation's rules on jurisdiction if the contract contains no jurisdiction clause | |
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| The Regulation's rules on jurisdiction if the contract contains a jurisdiction clause | |
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| Concurrent proceedings-introduction | |
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| Concurrent proceedings--the common law rules | |
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| Concurrent proceedings-the Regulation's rules | |
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| Applicable law-introduction | |
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| The Non-Life Directive's rules on applicable law | |
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| The Life Directive's rules on applicable law | |
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| The Rome Convention's rules on applicable law | |
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| Mandatory rules | |
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| Test your understanding | |
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| Answers to test your understanding questions | |