Following a near death experience in hospital, The author is given the chance to review his life again. He grew up in England, trained as a navigating officer and spent many years travelling overseas. He entered International Banking in the 1970's with a career which spanned over thirty years in London, Europe And The Middle East. His interests cover a wide range of topics and include ideas from the frontiers of recent scientific discovery, reasons behind the current recession, together with the development of human consciousness over the millennia. This combination is an unusual mix and has used his past experience to craft a story of almost unique proportions.