Raymar Rodriguez has been immersed in "everything money" since 1984. He was a banker at a large financial institution for twelve years. During that period, he had the pleasure of reviewing thousands of personal financial records, statements, profiles, and budgets. This training gave him the uncanny ability to quickly detect and address problems in his clients' budgets. He developed the Financial Survival Workshop, later called Financial Happiness Workshop, to address financial problems being experience by many in his community. The class is still being taught after ten years at his local church and through a career transition support network. Raymar is passionate about all things money,… education, international trade, and fishing. He holds a master's degree in finance and is currently an adjunct finance professor at Miami Dade College in his hometown of Miami, Florida. He is married and has three children.