Ayo Emakhiomhe is a business and personal development consultant. He consults for SME's and start ups or businesses that want to move to the next level and cannot seem to find that next step. He has succeeded in helping a lot of companies and individuals start off, find their feet and raise funds for their business. He has over 10 years of banking experience spanning several positions from FCMB to Zenith bank, Guarantee Trust bank, Oceanic Bank and Ecobank all in Nigeria where he bowed out as the manager of one of their branches in Apapa, Lagos. He has his B.SC (HONS) in Accounting from Olabisi Onabanjo University, Ogun state, Nigeria, an MBA from Obafemi Awolowo University, Ile-Ife,… Nigeria. He is an associate of the Nigerian Institute of Management (NIM), a member of the Institute of chartered Economists of Nigeria (ICEN), a member of the Institute of Operations research (IOR) in the United Kingdom, a member of the leadership system of Daystar Christian Center, Lagos. He is the co-founder and vice president of the Coinbox Entrepreneur Network and MD/CEO of COINBOX LIMITED (a business support company). He is a real estate developer and he is also the co-founder of Coinbox Cooperative multipurpose society, a Cooperative that supports small businesses. He is married to the love of his life and better half- Frances with two angels for kids.