J. Daniel Keppel has been helping people find financial services that fit their lifestyles since working in a securities firm, an insurer, two banks and as a 'money coach.' His book, The Insiders' Guides to Buying Discount Financial Services: Buy Direct and Save $3,000 Every Year, shows you how, what and where to buy financial products like industry insiders do-directly from the highest rated companies for less. Dan received his Masters of Divinity from Union Theological Seminary, NY and his Masters of Business Administration from City University of New York, NY.