B.B.A. - U. of Texas, El Paso; M.B.A. - U. of Texas, Austin; Ph.D. - Oklahoma State U.Practicing C.P.A. - 45 years in Texas, California, & currently in Louisiana.Professor of Accounting - 44 years with numerous professional journal articles, currently Alcorn State U.A.I.C.P.A. - Life Member, Gideon, Deacon, Investor, and Sunday School Teacher.