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Stop Foreclosure Now The Complete Guide to Saving Your Home and Your Credit

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ISBN-10: 0814413307

ISBN-13: 9780814413302

Edition: 2008

Authors: Lloyd Segal

List price: $19.95
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Book details

List price: $19.95
Copyright year: 2008
Publisher: AMACOM
Publication date: 9/15/2008
Binding: Paperback
Pages: 368
Size: 8.50" wide x 11.00" long x 1.00" tall
Weight: 2.046
Language: English

Lloyd Segal Trained as an attorney, Lloyd Segal is a mortgage banker, author, real estate investor, and public speaker. Now located in Santa Monica, California, Lloyd was born in Pittsburgh Pennsylvania. He graduated Boston University and Southwestern University School of Law (where he was President of the Student Bar Association), and studied International Law at the University of Innsbruck, Austria. Lloyd is the author of "Everything You Wanted to Know About Chapter 11 Bankruptcy...but Were Afraid to Ask, "Stop Foreclosure Now in California" (Nolo Press), "Stop Foreclosure Now" (published by American Management Association), "Foreclosure Investing" (Regency Publishing), and "Flipping…    

Table of Introduction
What Is Foreclosure?
When Will This Book Help You?
What Types of Property Does This Book Cover?
What Types of Foreclosures Does This Book Cover?
Don't Panic
Can You Really Do It Yourself?
Will This Book Help You If You Do Have an Attorney?
How to Use This Book
Develop A Plan to Stop Foreclosure
Communicate With Your Lender
Get Organized
Learn the Clock
Decide Whether or Not to Keep Your Property
Develop a Plan of Action
Understanding the Documents Underlying A Foreclosure
Promissory Note
Deed of Trust
Mortgages
Reviewing Your Deed of Trust or Mortgage
Nonjudicial Foreclosures
Overview of Nonjudicial Foreclosure
Notice of Default and Election to Sell
The Reinstatement Period
Notice of Trustee's Sale
The Redemption Period
Trustee's Sale
Judicial Foreclosures
Why Lenders Choose Judicial Foreclosures
Overview of a Judicial Foreclosure
Negotiating With Your Lender
Negotiating Strategies
Negotiating With an Institutional Lender
Negotiating With a Private Lender
Negotiating With HUD and the FHA
Negotiating With the U.S. Department of Veteran Aff airs
Refinancing out of Foreclosure
Deciding Whether to Refinance
Should You Use a Mortgage Broker?
Will You Qualify for Refinancing?
Overview of Refinancing
Kinds of Loans
How to Find a Lender to Refinance Your Property
Closing Costs
Using Your Military Status to Stop Foreclosure
Are You Covered by the SSCRA?
How to Use the SSCRA to Reduce Your Interest Rate and Payments
How to Use the SSCRA to Stop a Nonjudicial Foreclosure
How to Use the SSCRA to Stop a Judicial Foreclosure
Using the Courts to Stop A Nonjudicial Foreclosure
Do You Have Grounds to Go to Court?
Overview of a Lawsuit to Enjoin Foreclosure
How to File a Lawsuit and Get a Temporary Restraining Order
How Your Case Proceeds After the TRO Hearing
Bankruptcy
File for Bankruptcy and Stop the Foreclosure
How Bankruptcy Works
Which Bankruptcy Is Right for You?
Additional Resources
How to Sell Your Property Quickly to stop Foreclosure
Deciding Whether to Sell Your Property
Hire a Real Estate Agent
Implement a Plan to Sell Your Property
Prepare Your Property for Sale
Offers and Counter-Offeers
Proceeding Through to Closing
Special Rules for Dealing With Equity Purchasers
Arranging a "Short Sale" With Your Lender
Giving your Lender A Deed in Lieu of Foreclosure
Reasons to Use a Deed in Lieu
Will Your Lender Accept a Deed in Lieu?
Negotiate Terms of the Deed in Lieu
How to Prepare a Deed in Lieu of Foreclosure
Help Beyond This Book
Real Estate Lawyers
Using a Foreclosure Consultant
The Law Library, Internet, and Legal Research
Appendix
Glossary
Summary of State Foreclosure Laws
Dear Reader
About the Author