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| About the Editor | |
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| Dedication | |
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| Foreword | |
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| Preface | |
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| Introduction for Condensed Reading and Review | |
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| Contributing Authors | |
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| Afterword | |
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| Insuring the Doctor's Life | |
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| The Geneva Papers on Risk and Insurance Theory | |
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| Acturial Sciences | |
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| Social Insurance | |
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| Risk Management Principles | |
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| General Types of Insurance Policies for Physicians | |
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| Life Insurance Taxation | |
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| Health Insurance Overview | |
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| Life and Health Insurance Policy Provisions | |
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| Annuity Overview | |
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| Annuity Taxation | |
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| Long-Term Care Insurance | |
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| Additional Readings | |
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| Websites | |
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| Insuring the Doctor's Property and Possessions | |
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| Fee Only Insurance Consultant | |
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| General Types of Policies Covering Possessions | |
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| Automobile Insurance Overview | |
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| Umbrella Liability Insurance Overview | |
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| Evaluting Insurance Companies and Policies | |
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| Policy Replacement | |
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| Lifetime (Viatical and Senior) Settlements | |
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| Needs Analysis Approach to Life Insurance | |
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| Additional Readings | |
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| Websites | |
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| Insuring the Doctor's Practice | |
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| Business Uses of Life Insurance | |
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| Other Business-Related Insurance | |
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| Miscellaneous Insurance Policies | |
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| Additional Readings | |
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| Websites | |
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| Risks of Medical Practice Noncompete Agreements | |
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| Restrictive Covenants Defined | |
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| Covenants for the Sale of a Medical Practice | |
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| Covenants as Part of a Medical Employment Contract | |
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| "Reasonable" Covenant Terms | |
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| Remedies for Covenant Breach | |
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| Agreements Restricting the Practice of Medicine | |
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| Conclusion | |
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| References | |
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| Additional Readings | |
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| Documentation and Medical Records Risks | |
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| Historic Purpose of Medical Records | |
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| The Medical Records Revolution | |
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| Documentation Guidelines for Evaluation & Management Coding | |
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| Legal Statutes Regarding Medical Billing | |
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| References | |
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| Health-Care Compliance Risk Management | |
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| The Compliance Process | |
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| The Rules | |
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| Conclusion | |
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| References | |
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| Risk Management in Modern Medical Practice | |
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| Medicare Recoupment Risks | |
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| Health-Care Fraud Risks | |
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| Provider Health-Care Fraud Considerations | |
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| The Kennedy-Kassenbaum (HIPAA) Act | |
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| The Balanced Budget Act | |
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| The Federal False Claims Act | |
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| Money Laundering | |
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| Civil Asset Forfeiture Risks | |
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| Self-Referral Risks | |
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| Federal Agency Risks | |
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| Occupational Safety and Health Agency Risks | |
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| Drug Enforcement Agency Risks | |
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| Environmental Protection Agency Risks | |
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| Health and Human Services (Office of Civil Rights) Risks | |
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| Antitrust Risks | |
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| Business Practice Litigation Risks | |
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| Patterns of Practice Risks | |
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| Managed Care Contractual Risks | |
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| Historic Bars to Managed Care Lawsuits | |
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| The Contract Capitulation Dilemma | |
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| Employee Risks | |
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| Vicarious Risks | |
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| Deselection Risks | |
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| Risks of Collateral Consequences | |
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| Medicare 5-Year Exclusion Risks | |
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| State Board Action Risks | |
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| Malpractice Risks | |
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| New Practice Risks | |
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| Education Debt Load Risks | |
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| Suggestions to Help Avoid Medical or Legal Risks | |
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| Conclusion | |
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| Additional Readings | |
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| Websites | |
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| Sexual Harrassment Risks in Medical Practice | |
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| Preferential Treatment | |
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| Hostile Medical Office Work Environment | |
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| Unreasonable Interference With Work Performance | |
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| Two-Pronged Test for Offensive Behavior | |
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| Examples of Sexual Harassment | |
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| Gender-Based Animosity | |
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| Same-Sex Harassment | |
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| Doctor-Employer Liability | |
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| Disciplinary Actions | |
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| Tangible Employment Action | |
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| Punitive Damages | |
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| Financial and Economic Costs | |
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| Commonsense Approach | |
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| Endnotes | |
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| Medical Office Workplace Violence Risks | |
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| Introduction to Medical Workplace Violence | |
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| Case Example | |
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| Health-Care Workplace Violence Defined | |
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| Financial Risk Management Impact of Workplace Violence | |
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| Assessing the Risk of Workplace Violence | |
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| Contributing Factors to Workplace Violence | |
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| Focusing on Prevention: The Zero Incidents Approach | |
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| Establish a Workplace Violence Prevention Committee | |
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| Disastrous Planning Mistakes | |
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| Analyzing the Business Impact of a Workplace Violence Incident | |
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| Cost of Implementing a Prevention Effort | |
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| The Hidden Cost of Conflict | |
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| Cost of Recovery After an Incident | |
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| Assessment | |
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| Summary | |
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| References | |
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| Additional Readings | |
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| Medical Malpractice and Tort Reform Risks | |
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| Malpractice Insurance History | |
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| Background | |
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| The Corporate Tort Reform Movement | |
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| Physician Self-Regulation | |
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| The Medical Malpractice Crisis | |
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| Conclusion | |
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| References | |
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| The Capitation Liability Theory | |
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| The Liability Insurance Industry | |
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| The Liability Premium-Setting Process | |
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| The Capitation Liability Theory | |
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| Premium Structures and Models | |
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| Liability Coverage Forms | |
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| The Contrary Viewpoint | |
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| Miscellaneous Liability Factors | |
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| Current Trends | |
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| Specialty-Specific Insurers | |
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| Conclusion | |
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| References | |
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| Additional Readings | |
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| Websites | |
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| Endnotes | |
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| Medical Malpractice Trial Risks | |
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| Dear Doctor, You Have Been Served a Lawsuit | |
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| The Trial Players | |
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| Burden of Proof | |
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| Types of Trials | |
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| Discovery Process | |
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| Depositions | |
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| Motions In Limine | |
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| Jury Selection | |
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| Opening Statements | |
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| Presentation of Evidence | |
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| Summation | |
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| Final Instructions | |
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| Jury Deliberations | |
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| The Verdict | |
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| Preventing and Reducing Incidents of Malpractice | |
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| Conclusion | |
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| Additional Readings | |
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| Websites | |
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| Endnotes | |
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| Financial and Operative Risks of Divorce | |
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| Domestic and Spousal Issues | |
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| Prenuptial Agreements | |
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| The Decision to Divorce | |
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| An Overview of Family and Divorce Law | |
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| Other Tax Considerations of Separation and Divorce | |
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| Older Divorcing Medical Professionals | |
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| Additional Readings | |
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| Divorce Websites | |
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| Additional Websites | |
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| Asset Protection Principles | |
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| Getting Started | |
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| Appreciating the Risks | |
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| Asset Protection Tools | |
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| Complex Asset Protection Tools | |
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| Timing Is Everything | |
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| Additional Readings | |
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| Endnotes | |
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| Selecting Insurance Agents and Risk Management Advisors | |
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| Insurance Company Selection | |
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| Introduction to Insurance Agent Selection | |
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| Why Do Regulators Target Insurance Agents? | |
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| Hiring the Right Insurance Agent | |
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| Insurance Agent Titles and Credentials | |
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| Medical Risk Management Societies and Specialists | |
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| The Role of Advisor/Agent Teamwork | |
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| Acknowledgments | |
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| Index | |