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Genes and Insurance Ethical, Legal and Economic Issues

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ISBN-10: 0521054508

ISBN-13: 9780521054508

Edition: N/A

Authors: Marcus Radetzki, Marian Radetzki, Niklas Juth

List price: $35.99
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Description:

The authors of this study emphasize the effectiveness of collectively funded public insurances as opposed to genetic information regulation within the private insurance sector. Genetics has provided tools to determine individuals' risk of future disease, which is of key interest for insurance companies in determining insurance premiums; but persons with high enough risk may remain uninsured. For this reason, genetic information has been regulated. But, regulation may not be the solution, according to the authors, and they call for the resumption of social insurance, a key element of the welfare state.
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Book details

List price: $35.99
Publisher: Cambridge University Press
Publication date: 1/21/2008
Binding: Paperback
Pages: 180
Size: 5.94" wide x 8.98" long x 0.39" tall
Weight: 0.616

Preface
Introduction
Starting Points
The terminology and possibilities of genetics
Opportunities for insurers to use genetic information
Social, Economic and Legal Aspects
Social insurance in the modern welfare state: emergence, maturity and partial dismantling
International trade in personal insurance
Prohibitions against discrimination in the private sphere: does legislation build on a consistent foundation?
Ethical Aspects
Ethical arguments for and against the right of insurance companies to genetic information
Evaluation
Conclusions and policy implications
Bibliography
Index