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The Credit Cards Are Stacked Against You | |
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You're Not a Loser | |
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Hold Your Head High | |
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Take a Long, Hard Look at Your Debts | |
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See What You Can Cut | |
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Is Bankruptcy in Your Future? | |
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Taking Appropriate Action | |
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Don't Be Intimidated | |
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Creditors Have Rules to Follow | |
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Late Notices Aren't Hate Mail | |
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For Whom the Bell Tolls | |
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Promises, Promises | |
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Leave the Juggling to the Circus Acts | |
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Consider Some Options | |
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Don't Stay in Debtors' Prison | |
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Are You Still Paying for Your Education? | |
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Other Loans and Groans | |
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Trade and Save | |
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The IRS Doesn't Pay Interest | |
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Keep Your Eye on the Ball | |
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Examine Your Options | |
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Lenders Come in All Shapes and Sizes | |
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Debt Counselors Work for You | |
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How Do You Spell Relief? B-A-N-K-R-U-P-T-C-Y | |
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Understanding Bankruptcy Laws | |
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You Must Make a Federal Case Out of This | |
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Creditors Must Cease and Desist | |
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Study the Chapters | |
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A New Estate and State of Mind | |
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The Role of the Bankruptcy Trustee | |
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Chapter 7 Is a Rescue from Hard Times | |
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Other Types of Bankruptcy | |
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Chapter 11--A New Opportunity | |
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Do It Yourself or Leave It to the Court | |
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Chapter 13--A Plan for Wage Earners | |
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Chapter 20--7 + 13 = 20 | |
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A Special Chapter for Family Farmers | |
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Choosing the Right Chapter | |
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Getting It All Together | |
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What Is Truly Yours? | |
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Determine Your Net Worth | |
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Look at Your Bottom Line | |
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Which Chapter Is Right for You? | |
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A Fool for a Client | |
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Advice Based on Your Overall Financial Picture | |
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Community Property | |
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Deciding on a Chapter | |
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Take the Time to Devise a Strategy | |
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You've Studied the Chapter, Now You're Buying the Book | |
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Beginning the Bankruptcy Process | |
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Work It Out on Paper | |
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So Many Questions | |
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Transfers, Losses, and Lawsuits | |
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Organizing Your Records | |
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Continuing the Bankruptcy Process | |
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Your Forms Are Taking Shape | |
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Checking with Uncle Sam | |
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Other Verifying Documents | |
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Planning Your Bankruptcy Case | |
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Spend Any Excess Cash | |
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The Best Laid Plans | |
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Get a New Car | |
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Intangible Assets | |
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Differences in a Chapter 13 Filing | |
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Planning Your Bankruptcy Strategy | |
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Redemptions and Reaffirmations | |
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Redeeming Offers | |
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Keeping the Homestead | |
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Autos and Other Assets | |
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Keep Your Objectivity | |
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Timing Is Everything | |
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Chapter 7 Filers | |
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Chapter 11 Filers | |
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Chapter 13 Filers | |
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All Chapters | |
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Other Timing Issues | |
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Your Day in Court | |
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Filing a Chapter 7 Bankruptcy Petition | |
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Creditors Seeking Relief | |
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Keeping House and Home Intact | |
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Comparing State Exemptions | |
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Nonexempt Property | |
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Filing a Chapter 11 Bankruptcy Petition | |
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Debtor Stays in Charge | |
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Creditors Are Involved | |
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Working with the Creditors | |
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The Plan | |
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Getting the Plan Approved | |
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Accommodating Business Matters | |
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Filing a Chapter 13 Bankruptcy Petition | |
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Creditors Speak Up | |
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Remember Your Co-Signers | |
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Presenting a Plan to the Court | |
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The Seal of Approval | |
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Final Page of Chapter 13 | |
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The Actual Court Appearance | |
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Chapter 7 Meets With or Without Creditors | |
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Chapter 11 Filers May Not Get Off So Easy | |
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Chapter 13 Filers and Unsecured Creditors | |
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A Creditor's Right to Confront the Debtor | |
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Duties of the Bankruptcy Trustee | |
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Who Is the Trustee? | |
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The Trustee's Role in Chapter 7 | |
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When a Trustee Is Assigned to Chapter 11 | |
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The Trustee's Role in a Chapter 13 Filing | |
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That's All, Folks | |
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Chapters Should Have Happy Endings | |
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You Could Be in the Newspaper | |
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The Last Few Steps for Chapter 7 | |
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Reaching the End of Chapter 13 | |
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Drawing Chapter 11 to a Close | |
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The Official Discharge of Debt | |
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The IRS and the Discharge of Debts | |
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Relief Is Like a Security Blanket | |
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Your Own Happy Ending | |
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Preparing to Start Over | |
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Life After Bankruptcy | |
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You and Your Credit Report | |
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Your Credit History Is Still Riddled with Holes | |
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What's on Your Report? | |
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Cleaning Up Your Credit Report | |
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Try to Stay Still | |
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Exceptions | |
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New Credit Accounts | |
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Credit Card Offers | |
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How About a New Car? | |
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Can You Buy a House? | |
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VA and FHA Loans | |
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Prequalifying for Your Home Loan | |
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Don't Let Turn-Downs Get You Down | |
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Making a Fresh Start | |
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Rebuilding Your Credit Rating | |
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Slow and Steady Wins the Race | |
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No Wild Shopping Sprees | |
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Establish an Emergency Fund | |
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Your Brighter Future | |
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The Bankruptcy Reform Act of 2001 | |
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Who Will Be Eligible for Chapter 7? | |
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A Proposed Ceiling on Homestead Exemptions | |
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Other Proposed Amendments and Provisions | |
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Chapter 12 | |
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New Rules for Creditors | |
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Appendixes | |
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Resource Directory | |
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Glossary | |
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Official Bankruptcy Forms | |
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Index | |