| |
| |
| Introduction | |
| |
| |
| |
| You're Getting a Divorce--Now What? | |
| |
| |
| The Biggest Obstacle--Overcoming Fear | |
| |
| |
| The Basic Divorce vs. the Traditional Divorce Process | |
| |
| |
| Getting Educated and Focused | |
| |
| |
| A Step-by-Step Approach | |
| |
| |
| |
| The Traditional Divorce | |
| |
| |
| Costs and Outcomes | |
| |
| |
| Difference in Mindsets | |
| |
| |
| Diverse Responsibilities | |
| |
| |
| Expand Your Field of Vision | |
| |
| |
| Write Your Own Ending | |
| |
| |
| |
| Focusing on Important Issues | |
| |
| |
| The Emotional Side of Divorce | |
| |
| |
| The Legal Issues | |
| |
| |
| The Financial Issues | |
| |
| |
| Managing and Controlling Your Divorce | |
| |
| |
| A Team Approach | |
| |
| |
| |
| Getting Organized | |
| |
| |
| Sharing Information vs. the Cost of Not Cooperating | |
| |
| |
| Working with Your Spouse | |
| |
| |
| Putting Together a Pre-Divorce Checklist | |
| |
| |
| The Personal Information Form | |
| |
| |
| Figuring Out Your Money Situation | |
| |
| |
| |
| Dealing with Child Support and Alimony | |
| |
| |
| Defining Child Support | |
| |
| |
| Custody Considerations | |
| |
| |
| Calculating Child Support | |
| |
| |
| Concerning Alimony/Spousal Maintenance | |
| |
| |
| The Three Types of Alimony | |
| |
| |
| Insuring Child Support and Alimony | |
| |
| |
| |
| Cash Flow--the Foundation for Building Wealth | |
| |
| |
| Recognizing Your Financial Reality | |
| |
| |
| Knowing Where You Really Are | |
| |
| |
| The Meaning of the Bottom Line | |
| |
| |
| Accumulating Wealth | |
| |
| |
| Using the Cash Flow Worksheet in Negotiating Alimony | |
| |
| |
| |
| Dividing Your Assets and Debts | |
| |
| |
| Knowing the State You're In | |
| |
| |
| Community Property and Equitable Distribution States | |
| |
| |
| Types of Assets and Debts | |
| |
| |
| Valuing Assets and Debts | |
| |
| |
| |
| Putting It All Together | |
| |
| |
| The Case of Steve and Jean Smith | |
| |
| |
| Back to the Drawing Board | |
| |
| |
| Effects of the Settlement Changes | |
| |
| |
| Is This Settlement Equitable? | |
| |
| |
| Assistance from Professionals | |
| |
| |
| |
| The Negotiation Process | |
| |
| |
| Do Your Homework | |
| |
| |
| Important Financial Issues to Consider | |
| |
| |
| The Basics of Negotiation | |
| |
| |
| Negotiating Strategies That Work | |
| |
| |
| Separating Want from Need | |
| |
| |
| |
| The Settlement Agreement | |
| |
| |
| The Purpose and Scope of the Agreement | |
| |
| |
| Understanding the Settlement Agreement | |
| |
| |
| Seeking Professional Advice in Creating the Settlement Agreement | |
| |
| |
| |
| After the Agreement Is Reached | |
| |
| |
| Preparing the Settlement Agreement | |
| |
| |
| Preparing a Domestic Relations Order | |
| |
| |
| Separating Accounts | |
| |
| |
| Signing Your Settlement Agreement Makes It a Valid Contract | |
| |
| |
| Legal Actions After Signing the Settlement Agreement | |
| |
| |
| The V-8 Experience | |
| |
| |
| Enforcing the Agreement | |
| |
| |
| Taking Action After the Divorce | |
| |
| |
| |
| Now What? | |
| |
| |
| Beginning Your Financial Success Is a Simple Process | |
| |
| |
| Setting the Ground Rules | |
| |
| |
| Action Steps--Where to Begin | |
| |
| |
| Working with an Advisor | |
| |
| |
| |
| Understanding the Fundamentals | |
| |
| |
| Basic Investment Styles | |
| |
| |
| Consolidation vs. Diversification | |
| |
| |
| Investment Performance Does Not Replace Savings | |
| |
| |
| What Kind of Money Are You Investing? | |
| |
| |
| Risk vs. Risky | |
| |
| |
| It Doesn't All Have to Match | |
| |
| |
| Growth vs. Income | |
| |
| |
| Investment Styles: Growth and Value | |
| |
| |
| |
| Goal-Setting | |
| |
| |
| A Well-Defined Goal Must Be Specific | |
| |
| |
| A Well-Defined Goal Must Be Measurable | |
| |
| |
| A Well-Defined Goal Must Be Realistic | |
| |
| |
| Doing the Math | |
| |
| |
| Checking Your Progress | |
| |
| |
| Goal Calculators on the Internet | |
| |
| |
| Setting Priorities--a Case Study: Margaret | |
| |
| |
| Take a Look at Your Spending | |
| |
| |
| |
| Post-Divorce Decisions | |
| |
| |
| Beneficiary Designations | |
| |
| |
| Insurance | |
| |
| |
| Your Basic Legal Documents | |
| |
| |
| |
| Post-Divorce Financial-Planning Issues | |
| |
| |
| College Planning | |
| |
| |
| Retirement Planning | |
| |
| |
| Elder Care Planning | |
| |
| |
| Estate Planning | |
| |
| |
| |
| Portfolio Planning | |
| |
| |
| Allocating Your Assets | |
| |
| |
| Investing in Stocks or Equities | |
| |
| |
| Investing in Bonds | |
| |
| |
| Investing in Mutual Funds | |
| |
| |
| Finding an Advisor | |
| |
| |
| Appendixes | |
| |
| |
| |
| Forms | |
| |
| |
| |
| Resources | |
| |
| |
| |
| Glossary | |
| |
| |
| Index | |