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There's No Place Like Home... to Start a Business | |
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The Home-Based Business Revolution | |
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Look Who's Working from Home | |
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Life in the Information Age | |
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What Are Your Chances for Success? | |
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The Birthplace of Major Corporations | |
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Predicting the Future of Home Businesses | |
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The Least You Need to Know | |
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Why Start from Home? | |
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You're Already Paying the Rent (or the Mortgage) | |
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Short Commute: From Bedroom to Boardroom | |
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Combine Work with... Whatever | |
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Flexibility | |
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Test the Waters by Starting Part-Time | |
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Part-Time Business, Full-Time Salary | |
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Staying Part-Time | |
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Don't Be an Ostrich! | |
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The Price You Pay for Working from Home | |
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A Lifestyle Change...for the Better? | |
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The Least You Need to Know | |
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Finding Your Perfect (Business) Match | |
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Do What You love and the Bucks Will Roll in | |
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What's Your Entrepreneurial IQ? | |
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Take Your Personal Inventory | |
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Your Personality Can Make a Difference | |
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Your Skills (or Who Are You Today?) | |
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Your Experience | |
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Your Financial Picture | |
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Start with What You Know | |
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Downsized but Upgraded | |
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Everybody's a Consultant | |
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Turn a Hobby into a Money Maker | |
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The Least You Need to Know | |
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Create a Business Concept | |
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Fine-Tune Your Idea | |
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Test Your Concept | |
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But Will It Fly? | |
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But Will It Fit in the Spare Bedroom? | |
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But Will Anyone Buy It? | |
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Finding Your Niche | |
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Sizing Up the Competition | |
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Positioning Your Prices | |
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Put Your Idea in Writing | |
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The Least You Need to Know | |
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The Franchise Option: Business in a Box | |
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What Is a Franchise? | |
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What a Franchise Can Offer | |
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No Guarantee to Succeess | |
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Finding a Franchise Just for You | |
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Franchise Options You Can Run from Your Living Room | |
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Which One's Right for You? | |
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Find a Franchise in Your Own Backyard | |
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Franchises Have Rights, Too | |
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You're Crazy If You Don't See a UFO (Circular) | |
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Franchisee vs. Franchisor: How to Win | |
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The Least You Need to Know | |
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Turnkey Business: Up and Ready to Go | |
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Buying an Existing Business and Getting a Head Start | |
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Locating an Available Business | |
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Investigating the Business | |
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Negotiating for a Sale | |
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Closing the Deal | |
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Buying a "Business Opportunity" | |
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Locating an Opportunity | |
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Avoiding Scams | |
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Network Marketing | |
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Is Network Marketing Right for You? | |
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Finding a Network Marketing Company | |
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Protecting Yourself from Network Marketing Scams | |
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The Least You Need to Know | |
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Forming Your Business | |
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Flying Solo | |
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Llegal Consequences: Tell It to the Judge | |
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Opening Shop | |
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Teaming Up | |
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Legal Consequences | |
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Getting Up and Running | |
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General Terms | |
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Partnership Capital | |
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Management | |
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Services to the Partnership | |
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Allocation of Partnership Items | |
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Accounting and Tax Matters | |
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Changes in and Termination of Partnership | |
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Me, Inc. | |
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The Law, a Corporation, and You | |
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Starting Up | |
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Casting Your Vote for S Status | |
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Making the Election | |
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How the Law Sees an "S" | |
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Limit Your Liability with an LLC | |
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LLC, the Law, and Thou | |
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Organizing as an LLC | |
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Get Your Business Identification Number | |
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The Least You Need to Know | |
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Raising Dollars with Sense | |
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So, Why Do I Need a Business Plan? | |
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Why You Absolutely Need a Business Plan | |
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Writing Your Business Plan: 101 | |
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The Ingredients of Your Plan | |
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Start with a Cover Sheet | |
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Your Purpose | |
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Put Your Contents on the Table | |
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Executive Summary | |
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Business Description | |
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Produce or Service Description | |
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Your Marketing Plan | |
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Operating Requirements | |
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Personnel | |
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Financial Data | |
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Supporting Documents | |
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Financial Statements: The Heart of Your Plan | |
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Financial Statements for a Brand-New Business | |
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"The Numbers" for an Existing Business | |
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Supporting Documents for Your Plan | |
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Getting Help | |
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When Numbers and You Don't Mix | |
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Making Everything Legal | |
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Polishing Your Plan: There's Help Out There | |
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The Least You Need to Know | |
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Paying the Bills While Paying Your Dues | |
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How Your Start-Up Costs Stack up | |
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Personal Expenses | |
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How to Each While Feeding Your Business | |
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Keep Your Day Job | |
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Just What the Doctor Ordered: Operating Expenses | |
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Payroll | |
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Servicing Your Debt Service | |
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Taxes, Taxes, Taxes | |
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Dues and Subscriptions | |
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Repairs and Maintenance | |
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Tallying Your Operating Expenses | |
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The Least You Need to Know | |
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Hunting for Money: Tracking Down Your Financing Options | |
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Borrowing | |
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Consequences of Borrowing | |
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How Long Will It Last? | |
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Borrowing from Family and Friends | |
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Giving Away the Business | |
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Investors Come in All Sizes | |
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Venture Capitalists | |
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Free Money: Options for Finding Start-up Cash | |
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Getting Money from Uncle Sam: Government Grants | |
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Foundation Grants | |
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Granting Your Business Wish | |
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What Type of Financing Is Best for You? | |
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The Least You Need to Know | |
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Let's Get Physical: Setting up Your Office | |
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Digging in Your Pockets for Cash | |
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Be Your Own Banker | |
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Emptying Out the Christmas Fund | |
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Save As You Go | |
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Go "On Margin" Against Your Investments | |
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Credits Cards for Cash | |
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Use the Nest Egg You Live in | |
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Home Equity Loan Process | |
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Drawbacks to Borrowing Against Your Home | |
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Take a loan from Your Life Insurance | |
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Use Your Retirement Plan for a Loan | |
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Testing... Testing...Is This Loan Deductible? | |
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The Least You Need to Know | |
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Swimming with the (Loan) Sharks | |
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Getting a Loan: Personalize It | |
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Let Your Business Do the Borrowing | |
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Plodding Through the Paperwork | |
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Prepare the Paperwork | |
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Follow-up | |
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Approval or Rejection | |
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You're on the Hook, Too | |
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Help from Big Brother | |
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Finding an SBA Loan Program You Can Love | |
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Knowing When You're Special | |
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SBA Loans: Can You Make the Grade? | |
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Getting a Break: Women, Minorities, and People with Disabilities | |
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The Least You Need to Know | |
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Office Space in Your Place | |
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Zoning Out | |
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Doing Business in a Residential Zone | |
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Do You Live in an Entrepreneur Zone? | |
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Aren't You Special? | |
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Co-op Owners Beware | |
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A Space in Your Place | |
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Desk Space | |
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Getting It on Paper | |
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A Place for Everything and Everything in Its Place | |
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Paving the Way for the Public | |
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The Least You Need to Know | |
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Lines of Communication | |
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What's My (Phone) Line? | |
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Keep It Personal | |
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Bite the Bullet and Add a Business Line | |
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How Many Lines Is Enough? | |
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Paying the Toll: 800 Numbers | |
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Be In When You're Out | |
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An Old-Fashioned Answering Machine | |
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E-Mail Your Way to Success | |
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Voice Mail | |
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Answering Services Could Be Your Answer | |
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Cellular Phones for Everyone! | |
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Pagers Find You Anywhere | |
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The Least You Need to Know | |
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Going High-Tech | |
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Which Computer's for You? | |
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Computers Made Simple | |
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Buy or Lease? | |
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Leasing Made Easy | |
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Software: It Makes Your Computer Go | |
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Who You Gonna Call? | |
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Peripherals R Us | |
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Pretty in Print | |
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What a Great Picture! | |
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Back Me Up! | |
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CD-ROM | |
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Music and Pictures | |
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Faxes and Modems Keep You in Touch | |
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Scanning Your Way to Fame | |
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Office Equipment You Can't Do Without | |
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Copiers | |
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Machines That Wear Many Hats | |
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The Least You Need to Know | |
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Running Your Business | |
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Marketing Magic | |
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The ABCs of Marketing | |
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Getting to Know You: Market Research | |
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Distribution Channels: I Can Get It for You Wholesale | |
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Pricing Is Everything | |
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Advertising and Promotion: Spreading the Word | |
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Sales: Bringing in the Bucks | |
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Your Marketing Plan: Game Plan for Success | |
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Set Marketing Goals | |
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Size up the Competition | |
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Understand Your Advertising Options | |
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Follow up | |
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Simple and Cheap Advertising Ideas | |
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Word of Mouth | |
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Advertising in Cyberspace | |
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I Saw It in the Classifieds | |
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Direct Mail | |
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The Least You Need to Know | |
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Getting Paid for What You Do | |
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The Ins and Outs of Invoicing | |
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Creating an Invoice That Says "Pay Me!" | |
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Smart Invoicing | |
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Three Cs of Payment: Cash, Check, and Credit Card | |
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The Check's in the Mail...Really | |
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Credit Cards or Bending the Plastic | |
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After You've Invoiced, Then What? | |
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Preemptive Strikes | |
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Getting Help to Get Your Due | |
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Tell It to the Judge | |
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Bad Debts: Share Your Loss with Uncle Sam | |
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The Least You Need to Know | |
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Getting the Help You Need | |
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When You Can't Do It All | |
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Are You in an Outside Employee Zone? | |
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Fitting Everyone in | |
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To Hire or Not to Hire | |
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Partners in Crime | |
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Putting Out a Contract | |
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Take the Temporary Route | |
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Personal Preference | |
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Hiring Good Help | |
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Keep It All in the Family | |
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Where Can You Find Employees? | |
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Mastering the Hiring Process | |
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Being the Boss | |
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Paying Payroll Taxes | |
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Which Taxes Apply? | |
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Forking Over the Money | |
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Filing Returns | |
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Treat Your Workers Right: Employee or Independent Contractor? | |
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Setting the Ground Rules | |
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Following Through | |
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Getting Along with Uncle Sam | |
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The Least You Need to Know | |
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Be Sure to Insure | |
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Business Insurance R Us | |
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Help! Fire! Thief! | |
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Oops! (Liability Insurance) | |
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Malpractice Insurance: It's Not Just for Doctors | |
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If You Have Employees | |
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For Your Car, Your Health, and More | |
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Shopping Around for A Home Business Policy | |
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Homeowner's (or Tenant's) Policy Plus | |
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A Business Policy of One's Own | |
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Buying Insurance Without Going Broke | |
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Shaving Dollars off Insurance Premiums | |
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An Ounce of Prevention | |
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Disaster-Proof Yourself | |
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The Least You Need to Know | |
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Business by the Numbers | |
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You Gotta Have a System | |
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Accounting Method: Choose Your Poison | |
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Accounting Period: Knowing When to Panic | |
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Keeping Good Books and Records | |
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Let a Computer Keep Your Books | |
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What Records Do You Need to Keep? | |
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How Long is Long Enough? | |
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Go with the (Cash) Flow | |
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Tracking Your Inventory | |
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Financial Help You Can Bank on | |
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The Least You Need to Know | |
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Sharing Your Profits with Uncle Sam | |
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Taxes, Taxes, Taxes | |
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Not All Businesses Are Taxed the Same | |
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Working Alone Without a Corporate Name to Your Name | |
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Working Two by Two | |
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Inc., Corp., or Ltd. | |
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S(pecial) Corporations | |
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Want Choices? Choose a Limited Liability Company | |
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Write It Off | |
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TandE for You and Me | |
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Can I Deduct the Spoiler for My Miata? | |
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Hold the Phone: Deducting Office Equipment | |
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Get Back When You Get Stiffed | |
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Help from the IRS (Finally) | |
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A Loss Is a Loss, of Course, of Course | |
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Net Operating Losses | |
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You Should Get a Hobby | |
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Businesses that Never Fly | |
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The Least You Need to Know | |
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Home Office Tax Shelter | |
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The Home Office Deduction Two-Step | |
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Test 1 | |
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Test 2 | |
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Deducting What You're Already Paying for | |
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Deductions: One at a Time | |
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Special Rules for Day Care Businesses | |
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Deductions: They're Not for Everybody | |
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Adding on Space, Taking off Depreciation | |
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Appreciating Depreciation | |
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Special Breaks for Helping Special People | |
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The Least You Need to Know | |
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Up Close and Personal Issues | |
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Separating Business from Pleasure | |
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Working Just Enough, or Not Too Much | |
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Set a Schedule to Get Work Done | |
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When to Call It a Day | |
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Creating More Time | |
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Keeping the Family and Business Separate | |
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Teach Your Family and Friends Restraint | |
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Separate Business from Pleasure--Physically | |
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Taking Time for Time Off | |
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The Least You Need to Know | |
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Image Is What the Public Sees | |
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Getting Your Act Together | |
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Become a Paper Pusher | |
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Put in Time to Organize | |
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The Supply Cabinet's Full | |
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Creating a Professional Image | |
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Screening Out Barking Dogs, Crying Babies, and Other BackgroundNoises | |
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What's Your Business Personality? | |
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When Is a Home Business Not a Home Business? | |
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Creating a "Front" Office | |
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Ding-Dong: UPS! | |
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The Least You Need to Know | |
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Working Alone and Loving It | |
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When You're the Only One at the Water Cooler | |
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Telephone Talk | |
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Interact with the Internet | |
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Get Out and About | |
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Connect Through Networking | |
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I've Got a Barn and a Great Idea for a Network | |
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Non-Networking for Connections | |
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Join a Trade Association | |
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The Least You Need to Know | |
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Time to Leave the Nest | |
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Warning Signs It's Time to Leave | |
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Taking on Employes | |
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Cramped Quarters | |
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Where to Warehouse | |
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Can You Afford to Move? | |
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Relocation Rules | |
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Keep Your Head When You Make Your Move | |
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Last Minute Reminders for a Smooth Transition | |
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The Least You Need to Know | |
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State Economic Development Offices | |
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Financial Worksheets | |
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Glossary | |
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Index | |