Following several years with the Special Forces during the Vietnam war, Phil Town returned to the United States and supported himself by working seven months a year as a river guide in the Grand Canyon. His annual income was in the low four figures. After some split-second heroics on his part saved a boatload of Outward Bound trustees from a whitewater disaster, a grateful financial expert who had been onboard took Town under his wing and taught him the first principles of Rule #1 investing. Town managed to put together a $1000 stake, and within five years had turned it into $1 million. Today Town speaks to more than 500,000 people a year on the topic of risk-free wealth creation and is regularly a featured expert on MSNBC and CNBC. His first book, Rule #1, was a New York Times #1 bestseller.