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| Preface | |
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| Acknowledgments | |
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| Introduction | |
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| What is Enough? | |
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| Your Money and Your Life | |
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| The Attitude Quiz | |
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| How Did You Score? | |
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| Two Attitudes, One Family | |
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| Attitudes versus Preferences | |
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| Money Myths | |
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| Where It Goes | |
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| Tracking Your Cash Flow | |
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| Cash Flow Statement | |
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| Calculating the Future | |
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| Personal Balance Sheet | |
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| What You Want | |
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| What Do You Want, Anyway? | |
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| Wish List | |
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| Wish List Times Two | |
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| Wish List Favorites | |
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| Yearly Goals | |
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| How to Set Your Yearly Goals | |
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| What's Enough for You-The Magic Number | |
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| Crunching the Numbers | |
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| Projecting for Retirement | |
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| What Your Enough Number Means | |
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| If You're on Track | |
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| If You're Not on Track | |
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| Getting Enough | |
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| Getting on Track | |
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| Needs versus Wants | |
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| Budgeting-I'll Try to Be Gentle | |
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| The 10 Percent Rule | |
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| Finding the Money to Save | |
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| If You've Cut All You Can and It's Still Not Enough | |
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| Finding Financial Advice | |
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| Finding a Good Financial Adviser | |
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| Trust, Two Ways | |
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| Your Risk Profile | |
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| It Is What You Know | |
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| How to Make Your Money Grow | |
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| Loaners | |
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| Owners | |
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| Three Rewarding Investment Strategies | |
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| Owner Investments: The Basics | |
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| Some Rules for Investing | |
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| Retirement Plans | |
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| Individual Retirement Accounts (IRAs) | |
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| 401(k) Plans and Company-Sponsored Retirement Plans | |
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| Employer Pension Plans | |
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| Roth IRA Accounts | |
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| Borrowing for Your IRA | |
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| Contributing Early | |
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| IRAs and Kids | |
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| Education Saving Accounts and 529 Plans | |
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| Saving Outside the Government Plans | |
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| Ages and Stages | |
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| Age 20-35 | |
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| Single Parents, Set a Path | |
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| Age 35-50 | |
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| Age 50-65 | |
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| Insurance | |
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| The Entrepreneurial Option | |
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| Are You an Entrepreneur? | |
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| The Entrepreneur Quiz | |
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| Planning Your Own Business | |
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| Running Your Business | |
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| The Family Business | |
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| Changing Careers | |
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| I've Got Enough-Now What? | |
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| Retirement: The Emotional Side | |
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| Retirement: The Financial Side | |
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| What Happens When You Retire? | |
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| Your Money in Retirement | |
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| Should I Get a Reverse Mortgage? | |
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| Power of Attorney | |
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| What to Do with the Extra | |
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| Saving Tax in Retirement | |
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| Estate Planning | |
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| Why Do I Need to Write a Will? | |
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| Avoiding Tax and Probate | |
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| Laying the Groundwork | |
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| Estate Planning Strategies | |
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| Twenty Thoughts to Help You Stay on Track | |
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| Registered Plans (Canada) | |
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| Registered Retirement Savings Plans | |
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| Borrowing for Your RRSPs | |
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| Contributing Early | |
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| RRSPs and Kids | |
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| Maximizing Your RRSPs | |
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| Registered Education Savings Plans (RESPs) | |
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| I've Got Enough-Now What? (Canada) | |
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| Age 69 and Over | |
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| Saving Tax in Retirement | |
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| Estate Planning (Canada) | |
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| Probate in Canada | |
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| Capital Gains Tax | |
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| What Happens to My Retirement Plans? | |
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| Estate Planning Strategies | |
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| Notes | |
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| Financial Planning Professional Designations | |
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| About the Author | |
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| Index | |