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| The Credit Cards Are Stacked Against You | |
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| You're Not a Loser | |
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| Hold Your Head High | |
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| Take a Long, Hard Look at Your Debts | |
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| See What You Can Cut | |
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| Is Bankruptcy in Your Future? | |
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| Taking Appropriate Action | |
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| Don't Be Intimidated | |
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| Creditors Have Rules to Follow | |
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| Late Notices Aren't Hate Mail | |
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| For Whom the Bell Tolls | |
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| Promises, Promises | |
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| Leave the Juggling to the Circus Acts | |
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| Consider Some Options | |
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| Don't Stay in Debtors' Prison | |
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| Are You Still Paying for Your Education? | |
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| Other Loans and Groans | |
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| Trade and Save | |
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| The IRS Doesn't Pay Interest | |
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| Keep Your Eye on the Ball | |
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| Examine Your Options | |
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| Lenders Come in All Shapes and Sizes | |
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| Debt Counselors Work for You | |
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| How Do You Spell Relief? B-A-N-K-R-U-P-T-C-Y | |
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| Understanding Bankruptcy Laws | |
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| You Must Make a Federal Case Out of This | |
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| Creditors Must Cease and Desist | |
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| Study the Chapters | |
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| A New Estate and State of Mind | |
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| The Role of the Bankruptcy Trustee | |
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| Chapter 7 Is a Rescue from Hard Times | |
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| Other Types of Bankruptcy | |
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| Chapter 11--A New Opportunity | |
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| Do It Yourself or Leave It to the Court | |
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| Chapter 13--A Plan for Wage Earners | |
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| Chapter 20--7 + 13 = 20 | |
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| A Special Chapter for Family Farmers | |
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| Choosing the Right Chapter | |
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| Getting It All Together | |
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| What Is Truly Yours? | |
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| Determine Your Net Worth | |
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| Look at Your Bottom Line | |
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| Which Chapter Is Right for You? | |
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| A Fool for a Client | |
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| Advice Based on Your Overall Financial Picture | |
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| Community Property | |
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| Deciding on a Chapter | |
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| Take the Time to Devise a Strategy | |
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| You've Studied the Chapter, Now You're Buying the Book | |
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| Beginning the Bankruptcy Process | |
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| Work It Out on Paper | |
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| So Many Questions | |
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| Transfers, Losses, and Lawsuits | |
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| Organizing Your Records | |
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| Continuing the Bankruptcy Process | |
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| Your Forms Are Taking Shape | |
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| Checking with Uncle Sam | |
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| Other Verifying Documents | |
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| Planning Your Bankruptcy Case | |
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| Spend Any Excess Cash | |
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| The Best Laid Plans | |
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| Get a New Car | |
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| Intangible Assets | |
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| Differences in a Chapter 13 Filing | |
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| Planning Your Bankruptcy Strategy | |
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| Redemptions and Reaffirmations | |
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| Redeeming Offers | |
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| Keeping the Homestead | |
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| Autos and Other Assets | |
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| Keep Your Objectivity | |
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| Timing Is Everything | |
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| Chapter 7 Filers | |
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| Chapter 11 Filers | |
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| Chapter 13 Filers | |
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| All Chapters | |
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| Other Timing Issues | |
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| Your Day in Court | |
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| Filing a Chapter 7 Bankruptcy Petition | |
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| Creditors Seeking Relief | |
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| Keeping House and Home Intact | |
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| Comparing State Exemptions | |
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| Nonexempt Property | |
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| Filing a Chapter 11 Bankruptcy Petition | |
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| Debtor Stays in Charge | |
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| Creditors Are Involved | |
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| Working with the Creditors | |
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| The Plan | |
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| Getting the Plan Approved | |
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| Accommodating Business Matters | |
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| Filing a Chapter 13 Bankruptcy Petition | |
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| Creditors Speak Up | |
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| Remember Your Co-Signers | |
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| Presenting a Plan to the Court | |
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| The Seal of Approval | |
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| Final Page of Chapter 13 | |
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| The Actual Court Appearance | |
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| Chapter 7 Meets With or Without Creditors | |
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| Chapter 11 Filers May Not Get Off So Easy | |
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| Chapter 13 Filers and Unsecured Creditors | |
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| A Creditor's Right to Confront the Debtor | |
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| Duties of the Bankruptcy Trustee | |
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| Who Is the Trustee? | |
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| The Trustee's Role in Chapter 7 | |
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| When a Trustee Is Assigned to Chapter 11 | |
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| The Trustee's Role in a Chapter 13 Filing | |
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| That's All, Folks | |
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| Chapters Should Have Happy Endings | |
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| You Could Be in the Newspaper | |
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| The Last Few Steps for Chapter 7 | |
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| Reaching the End of Chapter 13 | |
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| Drawing Chapter 11 to a Close | |
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| The Official Discharge of Debt | |
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| The IRS and the Discharge of Debts | |
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| Relief Is Like a Security Blanket | |
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| Your Own Happy Ending | |
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| Preparing to Start Over | |
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| Life After Bankruptcy | |
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| You and Your Credit Report | |
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| Your Credit History Is Still Riddled with Holes | |
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| What's on Your Report? | |
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| Cleaning Up Your Credit Report | |
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| Try to Stay Still | |
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| Exceptions | |
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| New Credit Accounts | |
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| Credit Card Offers | |
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| How About a New Car? | |
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| Can You Buy a House? | |
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| VA and FHA Loans | |
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| Prequalifying for Your Home Loan | |
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| Don't Let Turn-Downs Get You Down | |
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| Making a Fresh Start | |
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| Rebuilding Your Credit Rating | |
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| Slow and Steady Wins the Race | |
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| No Wild Shopping Sprees | |
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| Establish an Emergency Fund | |
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| Your Brighter Future | |
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| The Bankruptcy Reform Act of 2001 | |
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| Who Will Be Eligible for Chapter 7? | |
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| A Proposed Ceiling on Homestead Exemptions | |
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| Other Proposed Amendments and Provisions | |
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| Chapter 12 | |
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| New Rules for Creditors | |
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| Appendixes | |
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| Resource Directory | |
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| Glossary | |
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| Official Bankruptcy Forms | |
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| Index | |