| Take Control of Your Retirement Finances | |
| So, You Want to Retire | p. 3 |
| The Challenges of Retirement | p. 3 |
| Final Thoughts | p. 9 |
| Can You Afford Retirement? | p. 11 |
| Your Net Worth: A Financial Snapshot | p. 12 |
| Estimating Your Expenses | p. 14 |
| Estimating Your Income | p. 22 |
| Forecasting Future Income | p. 28 |
| The Bottom Line | p. 30 |
| Final Thoughts | p. 30 |
| Getting the Most from Your Pension | p. 33 |
| A Pension Plan Overview | p. 34 |
| The Pension Payout | p. 36 |
| Taxes and Your Retirement Plan | p. 46 |
| Investing a Lump-Sum Distribution | p. 51 |
| Early Retirement Offers | p. 54 |
| Final Thoughts | p. 58 |
| Make the Most from Your Retirement Investments | |
| Basic Principles of Investing | p. 61 |
| The Three Primary Asset Classes | p. 61 |
| An Overview of Risks and Returns on Financial Assets | p. 65 |
| Beware of Averages | p. 77 |
| The Annuity | p. 80 |
| Final Thoughts | p. 83 |
| A Mutual Funds Primer | p. 85 |
| The Advantages of Mutual Funds | p. 87 |
| The Disadvantages of Mutual Funds | p. 89 |
| Types of Mutual Funds | p. 92 |
| Final Thoughts | p. 105 |
| Investing through Mutual Funds | p. 107 |
| Gathering Mutual Fund Information | p. 107 |
| Understanding Investment Performance | p. 114 |
| Mutual Fund Costs | p. 122 |
| Mutual Funds and Taxes | p. 126 |
| Selecting a Financial Adviser | p. 129 |
| Final Thoughts | p. 132 |
| Allocating Your Financial Assets: What's the Right Mix for You? | p. 135 |
| The Asset Allocation Decision | p. 136 |
| Fine-Tuning Your Portfolio Allocation | p. 147 |
| Ongoing Asset Allocation Issues | p. 150 |
| Final Thoughts | p. 162 |
| Your Retirement Roadmap: Income, Health Care, and Estate Planning | |
| Withdrawing Your Retirement Assets | p. 167 |
| How Long Will Your Savings Last? | p. 167 |
| Withdrawal Worksheet | p. 172 |
| Retirement Plans and Taxes | p. 183 |
| Managing Your Assets During Retirement | p. 189 |
| Final Thoughts | p. 194 |
| Social Security and Medicare | p. 197 |
| What You Should Know About Your Social Security Retirement Benefits | p. 199 |
| How Social Security Benefits Are Taxed | p. 204 |
| Other Social Security Benefits | p. 206 |
| Medicare Benefits | p. 208 |
| Long-Term Care Insurance | p. 213 |
| Final Thoughts | p. 215 |
| Estate Planning | p. 217 |
| Getting Started | p. 219 |
| Basics of Estate Planning | p. 223 |
| Tax-Saving Strategies | p. 226 |
| Final Thoughts | p. 238 |
| Contingency Planning for the Retired Investor | p. 241 |
| When Your Financial Resources Fall Short | p. 241 |
| When the Unexpected Occurs | p. 256 |
| Final Thoughts | p. 261 |
| Conclusion | p. 263 |
| Glossary | p. 269 |
| Worksheets | p. 279 |
| Personal Records and Financial Summary | p. 285 |
| Index | p. 293 |
| Table of Contents provided by Syndetics. All Rights Reserved. |