Janice Skowron, Ed.D. is an educational consultant known for facilitating interactive, engaging workshops for teachers and administrators on curriculum and instructional planning in the reading and the language arts. Using research proven strategies, Dr. Skowron models and shows teachers how to create effective lessons for basic, integrated, differentiated, and problem based learning. She has experience as a classroom teacher, reading specialist, and school and district administrator at the elementary and middle school levels.nbsp; Dr. Skowron is a frequent presenter at professional conferences and has authored numerous educational materials and articles.
Paul Westbrook, CFP, is President of Westbrook Financial Advisers, a fee-only financial and retirement planning firm in New Brunswick, New Jersey. Paul has spoken at financial planning and benefits conferences and has been quoted in Money magazine, Fortune, The Wall Street Journal, and Barron's. He also teaches at the business school at Rutgers University. Paul has written several books: Word Smart for Business, Math Smart for Business, and Business Companion. He also wrote JK Lasser's New Rules forRetirement and Tax.