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| Introduction | |
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| All About Agents | |
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| Female Agents are Superior to Male Agents | |
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| Agents are Paid Salaries by Their Brokers | |
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| All Agents are Realtors� | |
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| Any Agent Can Broker a Transaction on His Own | |
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| I Need to Call Many Agents to See All the Houses That are Available | |
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| Agents List for a Higher Price to Earn More Commission | |
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| An Agent Can Represent Only a Buyer or a Seller, Not Both | |
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| You Don�t Need an Agent to Buy a House, It�s All on the Internet | |
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| You Can Save Money by Buying a House Directly from the Listing Agent | |
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| Agents Make Too Much Money for What They Do, They have an Easy Job | |
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| You Must Pay Your Agent�s Commission When You Sign a �Buyer Representation Agreement� | |
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| I Can Sell My House Myself and Save Thousands | |
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| The Only Way to Find a Good Agent is to Check Ads in Local Real Estate Magazines | |
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| Show Me the Money | |
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| It�s Best to Wait until You Can Pay Cash before Buying a House | |
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| I Need to Be Pre-Qualified for a Loan before Making an Offer | |
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| When Shopping for a Loan, Always Take the One with the Best Interest Rate | |
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| It�s Always Best to Get a Fixed Rate Loan | |
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| Your Credit Score is Important When Applying for a Loan | |
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| If You Plan to Buy a Car and a House, It�s Best to Buy the Car First | |
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| I Need to Have a 20 Percent Down Payment to Buy a House | |
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| Loans are Difficult to Get for Almost Everyone | |
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| Applying to Multiple Lenders Will Damage Your Credit Score | |
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| I Should Find a House to Buy First, Then Apply for a Loan | |
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| You Can Increase Your Credit Score by Making More Money | |
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| I Can�t Qualify for an FHA Loan | |
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| When Getting a Loan, It is Best to Work Directly with a Bank | |
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| Adventures in Short Sales | |
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| Tall People Can�t Utilize a Short Sale | |
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| Short Sales are Simple and Easy | |
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| Short Sales Can be Done Rather Quickly | |
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| Any Homeowner Can Do a Short Sale | |
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| A Short Sale Has No Advantage over a Foreclosure | |
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| You Have to be Behind in Your Payments to Qualify for a Short Sale | |
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| You Have to Pay Federal Income Tax on Short Sale Forgiven Debt | |
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| If You Fall Back on a Short Sale, the Lender Can Collect the Deficiency from You | |
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| A Short Sale Doesn�t Affect Your Credit | |
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| After a Short Sale, You Endure a Long Wait Before You Can Buy Another House | |
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| Spotlight on Foreclosures | |
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| You Can Make Money by Buying a Bank Repossession (REO) | |
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| Foreclosed Homes are Found Only in Bad Neighborhoods | |
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| When Buying a House during the Foreclosure Process, it is Best to Buy in the Pre-Foreclosure Position | |
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| A Foreclosure Won�t Adversely Affect Your Credit | |
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| Foreclosed Homes Always Need a Lot of Work | |
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| Foreclosures Don�t Affect your Ability to Buy Another Home | |
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| A Homeowner Has a Redemption Period after a Foreclosure Sale Where He Can Regain Title to His Home | |
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| I Can Stay in My House for 30 Days after the Bank Has Repossessed It | |
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| When You Can�t Make Your House Payments, It Is Nearly Impossible to Avoid Foreclosure | |
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| Foreclosure Sales Offer a Good Opportunity to Buy a House at a Bargain Price | |
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| The Art of Buying | |
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| It is Better to Rent Than Buy | |
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| It is Best to Find the House You Want to Buy Before Listing Your Own House | |
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| You Don�t Have to Compromise When You Buy a House | |
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| New Homes are a Better Value | |
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| It�s Best to Look Only at Homes in Your Price Range | |
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| Location is Important When Buying a House | |
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| Always Buy the Best, Most Improved House in the Neighborhood | |
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| Price is the Most Important Issue When Buying a House | |
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| You Can Save Money by Buying a �Fixer-Upper� | |
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| Always Make a Low-Ball Offer to Get the Best Price | |
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| Always Take Time to Think it Over Before Making an Offer | |
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| When Getting a Loan, Always Make Your Offer Subject to Appraisal and Loan Approval | |
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| It is Best to Give the Other Party Plenty of Time to Respond to Your Offer | |
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| If the House Looks Good, and the Seller�s Disclosures are Fine, You Can Save Money by Not Paying for a Physical Inspection | |
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| When Buying a Title Policy, You Only Need to Insure for the Amount of Your Loan | |
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| Always Have a Home Warranty When Purchasing a House | |
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| When Faced with Competing Offers, the Buyer�s Best Strategy is to Write a Full-Price Offer | |
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| It�s Best to Try to Time Your House Purchase with the Bottom of the Market | |
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| Always Make the Smallest Earnest Money Deposit You Can | |
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| If I Decide Not to Buy a House That I Have Under Contract, I Can Always Get My Deposit Back | |
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| Selling Lessons | |
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| I Should Wait for Prices to Increase Before Selling | |
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| Never Offer Your House for Sale Near the End of the Year | |
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| I Should Worry About the Tax Implications of Selling | |
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| It is All Right to List Your House High; You Can Always Come Down | |
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| It�s Better to Use an �Open Listing Agreement� When Listing Your House for Sale | |
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| When Listing Your House, You Should Always Try to Negotiate a Lower Commission | |
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| You Don�t Need a Sign or a Lock Box to Sell Your House | |
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| Before Putting it on the Market, it�s Best to Have Someone Stage Your House | |
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| You Should Request That Your Agent Conduct Open Houses | |
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| When Someone is Showing Your House, You Should Stay Around to Answer Questions | |
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| When Selling Your Home, Never Take the First Offer | |
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| When You Have Multiple Offers, Take the Highest Price | |
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| You Have to Make All Repairs Requested by the Buyer | |
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| Once You are Under Contract, You Don�t Need to Pay Your Mortgage | |
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| Investment Primer | |
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| It is Hard to Get Started in Investment Real Estate | |
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| A Single Family Home Makes the Best Investment Property | |
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| Financing Investment Property is Difficult | |
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| Managing Investment Property is Simple; I Can Do It Myself | |
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| It Doesn�t Matter Where the Property is Located if the Numbers Make Sense | |
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| Don�t Buy a Property if the Rents are Low | |
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| A Property That Needs a Lot of Work is Not a Good Buy | |
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| Properties with Amenities, Like a Swimming Pool, are More Desirable | |
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| Condo Conversions are a Good Investment | |
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| It is Not Important to Learn Investment Terminology | |
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| NAR Code of Ethics | |
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| HAMP Guidelines | |
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| Glossary | |
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| Index | |
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| About The Author | |
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| Free Bonus Gifts | |