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| Overview | |
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| Why Garnish Wages and Income? | |
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| Complexity of the Garnishment Process | |
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| What to Do | |
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| Frequent Mistakes | |
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| Penalties for Noncompliance | |
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| Recent Developments | |
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| Third-Party Administrators | |
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| Reporting Payments to Attorneys on Form 1099 | |
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| Personnel Issues | |
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| Confidentiality | |
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| Descriptions on Payroll Records and Stubs | |
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| Storage of Documents | |
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| Contact with People Outside the Organization | |
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| Potential for Violence | |
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| Employee Protection from Employer | |
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| Administration of Garnishments Procedure Format | |
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| Receipt of Garnishments | |
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| Department Controls | |
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| Providing Information to Courts or Creditors | |
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| Steps to Take When a Garnishment is Received | |
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| Retention of Records | |
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| Special Situations | |
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| Wage Attachments for Non-Employees | |
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| Financial Institutions and Insurance Agencies | |
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| Lump-Sum Payments and Garnishments | |
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| Sarbanes-Oxley and Garnishments | |
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| Additional Withholding per Employee's Request | |
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| Federal Child Support Enforcement Cash Withholding from Wages | |
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| Legislative Background | |
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| The Federal Agency | |
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| Display of Social Security Numbers | |
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| Withholding Order | |
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| Reports or Messages to Support Agencies | |
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| Income Withholding Order (IWO) | |
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| Authorization to Withhold | |
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| Judicial Orders | |
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| Administrative Orders | |
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| Standardized IWO | |
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| Service of Order | |
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| Validate the Accuracy of the Withholding Order | |
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| When to Begin Withholding | |
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| Amount to Withhold for Child Support | |
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| Earnings and Income Defined | |
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| Calculation of Disposable Earnings for Child Support | |
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| Comparing Allowable Disposable Earnings to Court-Ordered Amount | |
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| Calculation of Orders | |
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| Duplicate IWO | |
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| Priority of Support (Type) Components | |
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| More Than One Income Withholding Order | |
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| Single Order: Cash Support and Medical Support Premiums | |
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| Priority of Wage Attachments | |
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| Administrative Fee | |
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| Special Situations | |
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| When an Extra Payday Occurs in a Year | |
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| Order Received for a Terminated Employee or a Person Never Employed | |
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| Identifying Independent Contractors | |
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| Employee Temporarily Receiving Pay from Other Source | |
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| Qualified Domestic Relations Order (QDRO) | |
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| When, Where, and How to Remit | |
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| Ending Withholding | |
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| Termination of Employment | |
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| Protection and Penalties | |
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| Employee Protection from Employer | |
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| Employer Penalty for Noncompliance | |
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| Employer Protection | |
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| Other Methods for Collecting Child Support | |
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| Future Changes | |
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| Child Support: State Provisions | |
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| State Matrices | |
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| Federal Medical Child Support Withholding for Cash Medical Support | |
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| Withholding for Medical Support Premiums | |
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| Legislative Background | |
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| National Medical Support Notice | |
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| Form Requirements | |
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| Employer Receipt of the NMSN | |
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| Who Handles the NMSN | |
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| Reasons to Reject the NMSN | |
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| Administrator's Duties | |
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| Employer Issues with the NMSN | |
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| Proposed Changes to the NMSN | |
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| Withholding for the Medical Support | |
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| Priority of Withholding | |
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| State Requirements | |
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| Termination of Employment | |
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| Termination of Coverage | |
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| State Medical Support: State Provisions | |
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| Federal Creditor Garnishment | |
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| Administration | |
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| Legislative Background | |
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| Order to Withhold | |
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| Service of Order | |
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| What to Do | |