Do You Want to Stay at Home with Your Child... ... but Don't Think You Can?
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Description: FOREWORD:I took the first 6 months of our son's life off on maternity leave. I took every day that they would give me. Then the day came that I had to return to work. I found it incredibly hard to leave my baby with someone else every day. Every one said it would get easier. For me, it never did. So, I put him in a daycare facility that I could see from my fourth story office. Still, I cried every morning and I missed him terribly. I would check on him regularly. I knew I wanted to be at home with him, but didn't think we could afford for me to quit my job.Not only did I miss our son terribly, I also had concerns about leaving him in the care of someone else. Unfortunately, my Mother was unavailable at the time and she is the one and only person I would have trusted our son with. One of my biggest concerns with leaving our child in a daycare facility was the possibility of physical and sexual abuse. I just couldn't live with myself if that happened to him at a daycare provider that I had entrusted him to. I knew the only way to keep him completely safe and properly cared for was to be the one caring for him.My second concern was missing out on all of his "firsts" or not being able to cuddle him in his pajamas on his own couch if he wasn't feeling well that day. The clincher for the decision to stay at home with him no matter what it took came about six months later when I walked in to pick him up after work and the woman in the daycare said "Oh, he took his first step today!" I should have been excited, but my first thought was "And I missed it and YOU got to see it. That sucks"! I made my mind up on the drive home that day that I would do whatever it took to stay at home with him. SoI sat down with a pen and pad and began to put some numbers down. I wrote down what we were spending on daycare and the cost of me working (lunches out, gas to and from, make-up, clothing, dry cleaning, hosiery, haircuts and perms, jewelry, etc). Then I subtracted the extra taxes we were paying because of my income and when all was said and done, we really weren't giving up a lot in terms of dollars. But I felt like we were giving up a lot in terms of safety, nurturing and quality time with our son.It took almost a year before we had enough in savings and had done some of the other adjustments needed before I could give my notice at work. We felt it was important to have a "safety net" in the bank in case of emergencies. It also served as a buffer for my husband so that he didn't feel "trapped" in his job should it change for any reason and he not be happy with it any longer.We actually put some of the practices I discuss later in this book into play months before I actually quit my job. It really helped to save the money we felt we needed to have in the bank a lot quicker. We had no credit card debt at the time, but if you are like most Americans you probably do. Doing some of these things can help you to pay those cards off quicker if you do. Any monthly bills you can dispense with and not incur again will help you to reach your goal quicker also.I also wrote down on that same pad the things I thought I could do while I was at home to save money that we were currently spending. I came up with a lot more things than I originally thought I would be able to.The time spent doing these things really isn't a lot of time. I always had time for our son and then our second son when he came along four years later. It sure beats being at work 40+ hours a week (not to mention commute time and lunch time) away from your children. No one can care for them the way you can.Here are just a few of the things I came up with to get you started if you think these are some things you can do, you might invest some time in reading the rest of this book:Have one day a week to run errands and run them all on that same day to save
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Copyright year: 2008
Publisher: Xlibris Corporation LLC
Publication date: 9/1/2008
Size: 6.00" wide x 9.00" long x 0.25" tall