Margarita S. Brose, a former Senior Counsel in the Division of Enforcement of the US Securities and Exchange Commission, has almost two decades of experience in the financial markets. After leaving the SEC and earning an MBA from The Wharton School, she spent ten years consulting to financial services companies, with a focus on risk and compliance, with IBM Business Consulting Services (and its predecessor, PricewaterhouseCoopers Consulting). In that role, her clients included leading global investment banks and money center banks, as well as GSEs. Brose was a Director at Fannie Mae from January 2006 to August 2008, leading central project management efforts for the restatement of the company's financials. She is currently employed by Barclays, where she was formerly an operational risk manager. Her most recent publication, focusing on the financial collapse in 2008, is entitled 'Toxic Assets: Untangling the Web' (BYU International Law and Management Review, Winter 2009, with Bill Nichols).
Dilip Krishna is a Director with the Governance, Risk and Regulatory Consulting practice with a focus on risk architecture and information. He is involved in several regulatory initiatives such as stress-testing and capital management implementations. He has 17 years of experience across a range of wholesale and retail banking products in banks across North America. Previously, Krishna was a partner with Teradata Corporation, leading its North-east Banking and Capital Markets consulting team. He worked with many large banks in the North-East to implement some of their largest data warehouse and data management programs. Krishna was also Director of Teradata's Risk Management Center of Expertise in the Americas, responsible for working with many large financial institutions across the US and Canada implementing Basel II and Risk management solutions. In this role he was also active with Teradata's Government Services team helping to articulate the role of analytics in regulation and transparency, including being called upon to offer expert testimony to the United States Congress. He has served as chief architect for Basel II at a major Canadian bank, and has implemented front-offices trading solutions in Canadian capital markets operations. Dilip is widely published in the area of risk information and risk architecture.