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Keys to Personal Financial Planning

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ISBN-10: 0764120999

ISBN-13: 9780764120992

Edition: 3rd 2002

Authors: D. Larry Crumbley, L. Murphy Smith

List price: $7.95
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Updated to account for current changes in the financial world and the many recent fluctuations in securities markets, this book advises on all aspects of personal money management. Readers will find advice on web site resources, financial planning, computer software, handling short-term and long-term debt, saving, investing, setting up a 401(k) or other retirement program, and much more.Barron's Business Keysare consumer-oriented financial guides that take the mystery out of business and make it understandable to everybody.
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Book details

List price: $7.95
Edition: 3rd
Copyright year: 2002
Publisher: B.E.S. Publishing
Publication date: 4/10/2002
Binding: Paperback
Pages: 192
Size: 5.25" wide x 8.00" long x 0.50" tall
Weight: 0.484
Language: English

Dr. L. Murphy Smith, CPA, is the David and Ashley Dill Distinguished Professor of Accounting at Murray State University. Dr. Smith's academic record includes numerous professional journal articles, research grants, books, and professional meeting presentations in the U.S. and abroad. His work has been cited in various news media, including Fortune, USA Today, and The Wall Street Journal. He has received numerous teaching and research awards, including the Outstanding Researcher Award from the American Accounting Association Strategic and Emerging Technologies Section and the Outstanding Educator Award from the Texas Society of CPAs. He ranks in the top one percent of authors on Social…    

Basic Financial Planning
Introductionp. 1
Determining Net Worth: Where Are You?p. 5
Setting Goals and Financial Objectives: Where Are You Going?p. 9
Spending Patternsp. 13
Your Stage in Lifep. 15
Your Financial Planning Teamp. 18
Handling Your Income
Cash Management: Budgetingp. 22
Reconciling Your Checkbookp. 27
Recordkeeping Suggestionsp. 31
Financial Planning Computer Softwarep. 34
Financial Planning Resources on the Webp. 37
Managing Debt: Creditp. 43
Risk Management: Insurancep. 48
Living on One Incomep. 53
Risk and Returnp. 57
Deflation/Inflationp. 60
Managing Investmentsp. 63
Fixed-Income Investmentsp. 66
Equity Investmentsp. 70
Mutual Fundsp. 77
Real Estate Investments (Your Home)p. 82
Hard Asset Investmentsp. 89
When to Sell an Investmentp. 94
Retirement and Disability
Disability Protectionp. 96
Retirement Planningp. 99
Social Securityp. 106
Pension and Profit-Sharing Plansp. 109
Estate Planningp. 114
A Will Is Importantp. 117
Prenuptial Agreementsp. 122
Using Trustsp. 125
Tax Planningp. 129
Property Title and Jointly Held Propertyp. 133
Tax and Education Planning for Minorsp. 136
Surviving an IRS Auditp. 146
Real Wealth
Annuity and Leveraging Conceptsp. 150
Real Estate Investingp. 154
Internationalize Yourselfp. 161
Ethics of Financial Planningp. 166
Keep Money in Perspectivep. 170
Questions and Answersp. 173
Glossaryp. 184
Indexp. 195
Table of Contents provided by Syndetics. All Rights Reserved.