Hal Brill is the coauthor of Investing With Your Values: Making Money and Making a Difference (Bloomberg, 1999; New Society 2000) and cofounder of Natural Investments. He lives in a sustainable neighborhood that he developed on the edge of Paonia, Colorado. He is on the board of Solar Energy International, which provides technical training in renewable energy, and is business manager of an organic hops farm.Michael Kramer is Director of Social Research at Natural Investments. He serves on the national policy committee of USSIF: The Forum for Sustainable and Responsible Investing. He publishes a Sustainable Shareholder column at GreenBiz.com, and is a strong advocate of innovative financial instruments and corporate and regulatory reform. He lives in Kailua-ï¿½ï¿½ Kona, Hawaii.