CHRISTOPHER L. CULP, PhD, is Director of Risk Management Consulting Services, Inc., in Chicago and Bern, Switzerland; Senior Fellow in Financial Regulation at the Competitive Enterprise Institute in Washington, D.C., an adjunct professor of finance at The University of Chicago's Graduate School of Business; and an Honorarprofessor (Adjunct Professor) at Unversit+t Bern in the Institut f8r Finanzmanagement. He consults actively in the areas of structured finance and insurance for (re)insurance companies and brokers, corporate users of structured products, asset managers, and law firms. Culp's previous books from Wiley include Risk Transfer: Derivatives in Theory & Practice, The Risk… Management Process, The ART of Risk Management, and Corporate Aftershock (as coeditor with William Niskanen). Culp holds a PhD in finance from The University of Chicago's Graduate School of Business.MARK ROBICHAUX is the executive editor of Broadcasting & Cable magazine. From 1989 to 2001, he wrote feature stories as a staff reporter at the Wall Street Journal, covering, among other things, the cable TV industry, small business and alligator farmers. While on book leave in 1999, he was awarded a fellowship at the Media Studies Center in New York.