Wall Street Journal Personal Finance

Name: Wall Street Journal Personal Finance
Price: 2.82 USD
Availability: InStock
ISBN: 9780307336019

ISBN-10: 0307336018

ISBN-13: 9780307336019

Edition: Workbook

Authors: Jeff D. Opdyke

List price: $13.95

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Description:

A hands-on, interactive guide to managing your monday and building your financial future Many of the worksheets in this book are available online and can be saved, printed, and recalculated at any time. Go to: WSJ.com/BookTools Understanding your money, and getting it to work for you, is more important today than it ever was, because you alone are responsible for every aspect of your financial life, from managing your day-to-day living expenses to planning a college savings fund and, ultimately, retirement. The sooner you start taking control of your financial life the better, and there's no greater authority on financial matters than "The Wall Street Journal," This workbook takes the…

Book details

List price: $13.95
Publisher: Crown Publishing Group
Publication date: 4/11/2006
Binding: Paperback
Pages: 192
Size: 7.25" wide x 9.00" long x 0.50" tall
Weight: 0.792
Language: English



Introduction



Building Your Financial Base



Budgeting


The Personal Budget


The Spending Plan


Pay Yourself First


Emergency Savings


The Annual Budget



Banking: Checking, Savings, and Certificates of Deposit


Checking Accounts


Certificates of Deposit-and When Breaking One Makes Sense


Building a CD Ladder



Planning: Preparing for the Worst


Insurance


Do I Need Insurance?


How Much Insurance Do I Need?



Borrowing: Accumulating and Managing Debt


Warning Signs You Carry Too Much Debt


Is Your Debt Too High?


Paying Down Debt


Buying a Home


Renting Versus Buying: Weighing the Trade-Offs


How Much Can You Afford?


Shopping for a Loan


Tax Savings


Calculating the Equity in Your Home


To Refinance or Not


The Old College Try: Saving for a Child's Education


How Much to Save?


Buying a Car


The Ins and Outs of Auto Leases


Turning a Money Factor into an Interest Rate


Comparing Leases



Be Prepared-It's Not Just a Motto for the Boy Scouts


The Wallet Register


Financial Accounts


Safe-Deposit Boxes



Building Your Assets



Investing


Determining Your Net Worth


Rating Your Tolerance for Risk


Short Term? Long Term? Something in Between?


Compounding: The Most Powerful Force in the Universe


First Things First


Brokerage-Firm Basics


Wall Street in Words and Formulas


Calculating Your Rate of Return


Index Investing: No Effort Required


Exchange-Traded Funds: Minimal Effort Required


Dollar-Cost Averaging



Retirement Planning: Feathering the Nest Egg


How Much Will I Need in Retirement?


Asset Allocation: Rocket Science for Beginners


Asset Allocation Models


Where Do I Invest?


What Might a Diversified Portfolio Look Like?


Company Stock: Buy, Sell, or Hold?


The ABCs of IRAs


Annuities: Great for Some; Lousy for Many


Which Annuity Is Right for Me?


A Taxing Matter


Conclusion


Index