| |
| |
| Introduction | |
| |
| |
| |
| Managing Your Business Risks | |
| |
| |
| |
| Understanding Your Business Risks | |
| |
| |
| Five Strategies for Managing Your Risks | |
| |
| |
| |
| Getting Started As a Business | |
| |
| |
| Comply with the Child Care Rules and Regulations | |
| |
| |
| Set Up Your Business Properly | |
| |
| |
| |
| Reducing General Business Risks | |
| |
| |
| Follow Safe Business Practices | |
| |
| |
| Communicate Clearly with Parents | |
| |
| |
| Communicate Clearly with Your Licensor | |
| |
| |
| Carefully Screen, Train, and Monitor Your Employees | |
| |
| |
| |
| Child Abuse | |
| |
| |
| You Are a Mandated Reporter | |
| |
| |
| Reporting Child Abuse | |
| |
| |
| Protecting Yourself from Allegations of Child Abuse | |
| |
| |
| What to Do If You Are Accused of Child Abuse | |
| |
| |
| |
| Travel and Transportation | |
| |
| |
| Field Trips | |
| |
| |
| After the Children Leave Your Home | |
| |
| |
| Enforcing Your Pickup Policy | |
| |
| |
| |
| Sick and Injured Children | |
| |
| |
| Prevention | |
| |
| |
| Documentation | |
| |
| |
| Insurance | |
| |
| |
| Handling Specific Situations | |
| |
| |
| Sudden Infant Death Syndrome | |
| |
| |
| |
| Insuring Your Business and Yourself Against Risks | |
| |
| |
| |
| Understanding Insurance | |
| |
| |
| What Business Insurance Should You Have? | |
| |
| |
| |
| Business Liability Insurance | |
| |
| |
| Who Is Covered? | |
| |
| |
| How Much Coverage Should You Buy? | |
| |
| |
| What Is Covered? | |
| |
| |
| What Isn't Covered? | |
| |
| |
| Other Considerations | |
| |
| |
| If You Aren't Licensed | |
| |
| |
| Business Liability Insurance Checklist | |
| |
| |
| |
| Other Business Insurance | |
| |
| |
| Business Property Insurance | |
| |
| |
| Vehicle Insurance | |
| |
| |
| Employees and Workers' Compensation Insurance | |
| |
| |
| Other Kinds of Business Insurance | |
| |
| |
| |
| Personal Insurance | |
| |
| |
| Health Insurance | |
| |
| |
| Disability Income Insurance | |
| |
| |
| Life Insurance | |
| |
| |
| Long-Term Care Insurance | |
| |
| |
| |
| Buying and Using Insurance | |
| |
| |
| Paying for Insurance | |
| |
| |
| Working with an Insurance Agent | |
| |
| |
| Filing a Claim | |
| |
| |
| Canceling a Policy | |
| |
| |
| |
| Handling Legal Issues | |
| |
| |
| |
| Custody, Privacy, and Confidentiality | |
| |
| |
| Child Custody Issues | |
| |
| |
| Privacy and Confidentiality | |
| |
| |
| Slander | |
| |
| |
| References and Referrals | |
| |
| |
| |
| Disabilities, Discrimination, and Price Fixing | |
| |
| |
| The Americans with Disabilities Act | |
| |
| |
| Discrimination | |
| |
| |
| Price Fixing | |
| |
| |
| |
| Barriers to Your Business | |
| |
| |
| Housing Barriers | |
| |
| |
| Strategies for Dealing with Housing Barriers | |
| |
| |
| Financial Barriers | |
| |
| |
| |
| Working with a Lawyer | |
| |
| |
| When You Should Consult a Lawyer | |
| |
| |
| What to Do Before You Hire a Lawyer | |
| |
| |
| How to Find a Lawyer | |
| |
| |
| How to Work with a Lawyer | |
| |
| |
| |
| Choosing a Business Structure | |
| |
| |
| |
| Business Structure Options | |
| |
| |
| The Four Business Entities | |
| |
| |
| How to Choose a Business Entity | |
| |
| |
| |
| Business Structure Considerations | |
| |
| |
| Record-Keeping Complexity | |
| |
| |
| Business Fees | |
| |
| |
| Control of the Business | |
| |
| |
| Tax Implications | |
| |
| |
| Liability Risks | |
| |
| |
| Which Business Structure Is Best for You? | |
| |
| |
| Considerations in Choosing a Business Entity | |
| |
| |
| Conclusion | |
| |
| |
| |
| Sample Forms and Policies | |
| |
| |
| |
| Organizations and Resources | |
| |
| |
| Index | |