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| Preface | |
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| Introduction | |
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| The Ostrich Syndrome Facing money problems and the dangers of ignoring them | |
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| Do You Run Out of Money Before You Run Out of Month? | |
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| Effective money management skills, including creating a budget, tracking disappearing money, and setting and meeting financial goals | |
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| Credit: It's Not Your Money | |
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| The wise use of credit involves knowing when to stop, the hidden costs of credit, the power of the credit report, and how to overcome credit problems | |
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| I Need Wheels | |
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| The complexities of buying a car include starting with a car budget, making the right purchase, learning how to make insurance and financing choices simple, and avoiding losing the car to a repossessor | |
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| The Semester of Living Dangerously | |
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| Being in college presents special money problems, such aseasy access to credit, using student loans for non-student expenses, dangerous sports gambling on the Internet, and dropping out due to money problems | |
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| What Do You Want to Be When You Grow Up? | |
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| In college, you should become focused on preparing for your career. Learn how to make yourself more marketable, what are the "hot" careers, how internships can add to your resume, and salaries you can expect in your chosen field | |
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| Returning to the Nest | |
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| The rite of passage to adulthood by moving out and becoming independent can being reversed due to money problems | |
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| Learn how it gets to that point, what you can do to stop it, and how to avoid becoming a financial burden on your parents | |
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| Loaning Money? | |
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| Call It a Gift Should you ever lend money to or ask for a loan from a friend or relative? This generous act may lead to lost friendships, credit problems for the lender, and money never recovered | |
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| Mind over Money | |
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| Money is very emotional-without an understanding of what the driving psychological reasons are behind our money actions, dangerous patterns will never be broken and our rational mind will never win the battle | |
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| 'Til Debt Do Us Part Money problems are the primary reason for arguments in a relationship | |
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| Learn how to overcome disagreements, work as a team, and establish complimentary goals | |
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| "I'm Too Young to Start Saving," and Other Excuses | |
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| The younger one starts saving, the better | |
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| Overcome excuses to begin saving and discover the magic of compound interest in making money multiply | |
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| Easy Come, Easy Go Wealth can be achieved overnight through an inheritance, winning on a game show, or having stock options in a successful start-up company | |
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| Learn how to hang on to this money through wise financial decisions | |
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| Wall Street Panic | |
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| The stock market can be a dangerous place if one doesn't know what he's doing. Learn the ABCs of Wall Street and the best strategies for making your portfolio grow | |
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| Bankruptcy-Is There an Easy Way Out? | |
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| The desire to escape from the stress of money troubles can lead to choosing the easiest way out | |
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| But does bankruptcy really put your problems behind you? | |
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| What are the other alternatives? | |
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| Appendix | |
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| Index | |
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| About the Author | |