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Health Benefits at Work An Economic and Political Analysis of Employment-Based Health Insurance

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ISBN-10: 0472086448

ISBN-13: 9780472086443

Edition: 1999

Authors: Mark V. Pauly

List price: $34.95
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Description:

The majority of Americans receive their health insurance for themselves and their families through their job. The employee pays a portion of the premium but the employer chooses the type and amount of coverage offered as well as administers the plan. This book addresses the question: Who really pays for employer-arranged health insurance? Are premiums paid from company profits or do employees bear the cost through lower wages? Pauly suggests that this confusion has complicated the debate on public policy and needs to be alleviated. This work first shows how views taken by business and political leaders during the Clinton health reform proposal debate were affected by this confusion and…    
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Book details

List price: $34.95
Copyright year: 1999
Publisher: University of Michigan Press
Publication date: 6/4/1999
Binding: Paperback
Pages: 200
Size: 6.00" wide x 9.00" long x 0.50" tall
Weight: 0.748
Language: English

Mark Pauly is Bendheim Professor, Professor of Health Care Management, Professor of Business and Public Policy, Professor of Insurance and Risk Management, and Professor of Economics at the Wharton School of Business, University of Pennsylvania.

Introduction and Purpose of This Book
Who Pays When the Employer Pays for Health Insurance? How Employers and Economists Disagree
The Economics of Employer-Paid Benefits
Employer Payment Incidence and Health Policy
Using a Total Compensation Approach for Wage and Benefits Planning
The Macroeconomics of Medical Benefits
How Business Looks at Health Benefits Incidence and Reform
Conclusion: Toward Optimal Health Benefits Policy, Public and Private
References
Index