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Get the Picture? | |
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Family Economics | |
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The Economy: How It Works and What It Means to You | |
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This Could Happen to You | |
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What You Need to Know | |
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Economic Phenomena that Shape Our Lives | |
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A Serious Game | |
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Fish, Berries, and Logs: Where It All Began | |
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Government Policies | |
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Today's Realities | |
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The Results | |
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Working, Planning, and Budgeting | |
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This Could Happen to You | |
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What You Need to Know | |
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The Role of Work in Your Life | |
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Factors in Choosing Your Work | |
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Financial Records | |
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The Job Quest | |
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Your Work and Income: Protection and Regulation | |
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Success Is What You Make It | |
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The Master Plan | |
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A Goal Worksheet: Here and Now | |
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Shaping Future Goals | |
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The Sources from Which Future Goals Can Be Accomplished | |
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The Financial Statement: A Planning Tool | |
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Some Thoughts on Spending Habits | |
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Sensible Shopping and Spending | |
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This Could Happen to You | |
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The Bad Habits | |
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The Good Habits: Groceries and Toiletries | |
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The Good Habits: Clothing and Accessories | |
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The Good Habits: Major Home Furnishings | |
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Recreation | |
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Frauds and Swindles and How to Avoid Them | |
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This Could Happen to You | |
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What You Need to Know | |
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Barnum Was Right | |
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Bait and Switch | |
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Mail-Order Madness | |
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Frauds on the Street | |
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Frauds in the Home | |
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Home Improvements | |
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Investment Schemes | |
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Leisure and Luxuries | |
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Snake Oil Sam's Miscellanea | |
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What to Do about It | |
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Your Best Defense | |
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Transportation: Buying, Financing, and Insuring Your Cars | |
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This Could Happen to You | |
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What You Need to Know | |
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The Cost of Getting from Point A to Point B | |
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Buying A Car | |
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Financing: Direct versus Through the Dealer | |
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Warranties | |
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Automobile Insurance | |
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Car Pooling | |
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Car Rental | |
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A Roof Over Your Head | |
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Buying a Home | |
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This Could Happen to You | |
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What You Need to Know | |
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The Dilemma | |
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Types of Housing | |
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How to Buy a Dwelling at the Right Price | |
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Making the Purchase | |
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Financing a Home | |
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This Could Happen to You | |
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What You Need to Know | |
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How Home Financing Works | |
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Shopping for Financing: Where to Go, What to Look For | |
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Making the Application | |
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Creative Financing | |
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Tax Complications | |
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Timing, Timing, Timing | |
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Housing Costs and Regulations | |
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This Could Happen to You | |
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What You Need to Know | |
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Property Insurance | |
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The Types of Policies and Coverage | |
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Property Taxes | |
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Utilities | |
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Maintenance and Repairs | |
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Laws Regulating Housing | |
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Renting | |
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This Could Happen to You | |
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What You Need to Know | |
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Pros and Cons of Renting | |
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To Buy or to Rent: A Case History | |
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Shopping for Rentals | |
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The Lease and Its Key Clauses | |
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Month-to-Month Tenancy | |
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Combinations of Leasing and Buying | |
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Rent Laws | |
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Terminating a Lease | |
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Selling Your Home | |
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This Could Happen to You | |
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What You Need to Know | |
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What's Your Home Worth? | |
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Using a Real Estate Agent | |
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Preparing Your Home For Sale | |
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What Financing is Available | |
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Tax Implications When You Sell Your Home | |
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Moving Expenses | |
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Where the Money is | |
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Financial Institutions | |
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This Could Happen to You | |
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What You Need to Know | |
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Your Choices | |
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The Middlemen | |
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The Institutions | |
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Services Available at Financial Institutions | |
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Laws That Govern Financial Institutions and Their Transactions | |
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Credit and Borrowing | |
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This Could Happen to You | |
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What You Need to Know | |
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Buy Now, Pay Later | |
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What Is Credit? | |
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How the Cost of Credit Is Figured | |
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Shopping for Loans | |
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Dos and Don'ts When You Apply for a Loan | |
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Credit Abuses | |
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Cures for Overindebtedness | |
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Discipline | |
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Making Your Money Grow | |
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Making Your Money Grow: An Overview | |
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This Could Happen to You | |
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What You Need to Know | |
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Today Dollars and Tomorrow Dollars | |
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Investment Criteria | |
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Investigation | |
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Sources of Investable Funds | |
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Who Can Help You? | |
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Making Your Money Grow: The Money Market | |
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This Could Happen to You | |
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What You Need to Know | |
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What Is the Money Market? | |
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Types of Money Market Investments | |
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Investing in the Bond Market | |
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Mutual Funds | |
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Other Money Market Opportunities | |
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Making Your Money Grow: The Stock Market | |
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This Could Happen to You | |
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What You Need to Know | |
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A Perspective | |
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Stock Ownership as a Form of Investing | |
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How the Stock Markets Operate | |
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Who Invests in the Stock Market, and What Are They Seeking? | |
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Basic Stock Market Information | |
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Price and Value: What Can Affect the Worth of a Stock? | |
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Mutual Funds in the Stock Market | |
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Online Trading | |
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Choosing Your Broker: A Guide Through the Investment Jungle | |
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Making Your Money Grow: Real Estate and Other Opportunities | |
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This Could Happen to You | |
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What You Need to Know | |
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Myths and Facts about Real Estate Investing | |
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Income-Producing Real Estate | |
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Investing in Vacant Land | |
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"Turnover" Investing | |
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Investing in Mortgages | |
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Group Investing | |
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Investing in Small Businesses | |
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Gambling in Commodities | |
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Foreign Exchange and Deposits | |
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Precious Metals | |
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Strategic Metals | |
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Gemstones | |
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Collectibles | |
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Television "Investment Opportunities" | |
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Private Lending | |
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Knowledge | |
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Protecting What You Work for | |
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Life, Health, and Income Insurance | |
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This Could Happen to You | |
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What You Need to Know | |
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Coping with Risk | |
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Why Life Insurance? | |
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The Basic Elements of Life Insurance | |
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Buying Life Insurance: Who Needs It, and How Much? | |
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Insurance When the Risk Might Not Occur | |
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Health Insurance | |
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Health Care Checklists | |
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Income Insurance | |
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Financial Planning for Later Years | |
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This Could Happen to You | |
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What You Need to Know | |
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If Not for Yourself, Then for Your Parents | |
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Reaching Financial Maturity | |
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Financial Arrangements For The Later Years | |
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Tax and Pension Laws: How They Affect the Rights of Workers and Retirees | |
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Do-It-Yourself Pensions: IRAs, Keoghs and 401(k)s | |
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Pensions and Taxes | |
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One Final Caution | |
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Estate Planning | |
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This Could Happen to You | |
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What You Need to Know | |
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If Not for You, Then for Your Parents | |
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Unexpected Problems | |
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What Is an Estate? | |
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What Is Estate Planning? | |
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The Rights Involved in Estate Planning | |
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The Language of Estate Planning | |
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The Will | |
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Other Devices for Passing on Accumulated Wealth | |
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How to Proceed | |
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What Should Your Estate Plan Accomplish? | |
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How Estate Taxes Work | |
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Income Taxes | |
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This Could Happen to You | |
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What You Need to Know | |
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Be Prepared | |
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The Importance of Knowing about Income Taxes | |
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The Basic Concept of Income Taxes | |
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Tax-Cutting Strategies | |
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Filing Your Return | |
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What Happens to Your Return? Examinations and Audits | |
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Working for Yourself | |
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This Could Happen to You | |
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What You Need to Know | |
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When Is a Good Time to Start a New Venture? | |
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Taking the Leap | |
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The Start-up Choices of Your Venture | |
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Where Will the Money Come From? | |
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Nit-Picked to Death by Regulations? | |
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Where to Get Help: The F.A.I.L.-Safe Team and the M and Ms | |
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Glossary | |
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Index | |